Online Banking
Login here to pay bills, check balances, and get online access to your account!
Enroll in online banking »Find Us Online
We're available through many platforms. Follow us on Twitter, or Like us on Facebook!
Checking Products
From the worry-free simplicity of No Fee Checking to the added benefits of Right Direction Checking, Ossian State Bank has the perfect checking account to meet the needs of every individual.
All checking accounts feature:
- VISA Debit Card with unlimited transactions
- Free Online and Mobile Banking
- Free Bill Pay
- Discretionary Overdraft Privilege
All Checking and Savings Accounts are subject to $25 fee if closed within the first 90 days, with the exception of No Fee Checking.
Personal Checking Products:
No Fee Checking
Regular Checking
The Right Direction Checking
NOW Checking
Features:
- No Minimum Balance
- No Monthly Maintenance Fee
- E-statements required
| Requirements | |
|---|---|
| Initial Deposit | $25.00 |
| Minimum Balance | $0.00 |
| Maintenance Fee (per month) | $0.00 |
| Dormant Account (per month) (After 12 months of inactivity) | $1.00 |
| Discretionary Overdraft Privilege | $200.00, $400.00, or $800.00 |
Features:
- Minimum Balance of $200 to avoid monthly maintenance fee of $8.00
- Printed statements, including images of checks
- Unlimited check writing
| Requirements | |
|---|---|
| Initial Deposit | $100.00 |
| Minimum Balance | $200.00 |
| Maintenance Fee (per month) (If balance falls below $200.00) | $8.00 |
| Early Close (If before 90 days) | $25.00 |
| Dormant Account (per month) (After 12 months of inactivity) | $1.00 |
| Discretionary Overdraft Privilege | $200.00, $400.00, or $800.00 |
Description:
For more information, download the Right Direction Brochure.
Features:
- No Minimum Balance
- Mortgage discount with auto transfer payment
- Monthly Maintenance Fee of $4.99 includes:
- Personalized Checks
- Free 3 x 5 Safe Deposit Box
- Select lending discounts (ask for details)
- CD Rate Bonus
- Free telephone transfers
- $5 discount on stop payment order
- Free photocopying and faxing
- Up to 6 money orders or cashier’s checks per month at no charge
- Free savings account for one year
- Discount on Visa Gift Cards
| Requirements | |
|---|---|
| Initial Deposit | $25.00 |
| Minimum Balance | $0.00 |
| Monthly Maintenance Fee | $4.99 |
| Early Close (If before 90 days). | $25.00 |
| Dormant Account (per month) (After 12 months of inactivity) | $1.00 |
| Discretionary Overdraft Privilege | $200.00, $400.00, or $800.00 |
Features:
- Minimum Balance of $1,000 to avoid $12 per month Maintenance Fee
- Unlimited Check Writing
- Simple Interest, Posted Monthly
- Variable Rate, Subject to Change Daily
| Requirements | |
|---|---|
| Initial Deposit | $1,000.00 |
| Minimum Balance | $1,000.00 |
| Maintenance Fee (per month) (If balance falls below $1,000.00) | $12.00 |
| Early Close (If before 90 days) | $25.00 |
| Dormant Account (per month) (After 12 months of inactivity) | $1.00 |
| Discretionary Overdraft Privilege | $200.00, $400.00, or $800.00 |
