Internet Security

Internet Security Link:

Sound Business Practices for Businesses to Mitigate Corporate Account Takeover

 

ABA Launches Page to Educate Small Business About Account Takeover

In an effort to help banks educate corporate customers about account takeover, the ABA has launched the webpage, “The Small Business Guide to Corporate Account Takeover.” This page provides information about account takeover and how it can impact the small business owner and operator.  It also provides tips on how businesses can protect themselves and encourages them to partner with their bank to prevent unauthorized transactions. Visit the page.
 

Safeguarding Your Information

At Ossian State Bank, the security of client information is a priority. We are strongly committed to the safety and confidentiality of your records. Every day, unscrupulous individuals are busy developing new scams targeting the unsuspecting public. One of the best ways to avoid fraud is to become an educated consumer.

  • Watch out for copycat Web sites that deliberately use a name or Web address very similar to, but not the same as the real one. The intent is to lure you into clicking through to their Web site and giving out your personal information, such as a bank account number, credit card number, or Online Banking login information.
  • Always use your pre-established links to access Web sites and avoid clicking on links in unsolicited e-mails. If you ever receive a suspicious e-mail representing itself as Ossian State Bank, please forward the message in it’s entirety to: eservices@ossianstatebank.com.
  • Ensure that your own personal computer has updated anti-virus and firewall protections. Apply security patches for all of your programs and operating systems regularly.
  • Passwords should be unique to you and changed regularly. Do not use birthdays or other numbers or words that may be easy for others to guess. Never write down your password or give it to another person.
  • Monitor your account activity frequently using our free Online and Mobile Banking services.
  • Sign up for free Online Banking E-statements to avoid having your paper statement sitting in an unsecure mailbox where it could be compromised.

Please keep in mind that we will never ask for or email you requesting your online banking password. We may on occasion call to verify other information regarding your online activity should we see something of concern in your login patterns.

In case of errors or questions about your electronic transfers, call or write us at the telephone number or address listed, as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared.

For personal accounts, limitations on your liability for unauthorized electronic funds transfers and other electronic errors that are covered by Regulation E are explained in the EFT Disclosure Statement in our Know Your Rights and Responsibilities brochure. However, if you use online services for any business activity, you assume all risk of loss for unauthorized transfers and payments. You must establish your own internal security procedures for employees you authorize to prevent all unauthorized use by other employees or persons. We suggest that you periodically perform a risk assessment of your organization to determine whether your procedures for online banking are being followed and whether you are using the safest controls possible to protect your bank account.

We encourage you to review our Fraud Alert information. If at any time you have questions regarding security or possible fraud, please contact a Customer Service Representative at 260-622-4141 or via e-mail at eservices@ossianstatebank.com.

At Ossian State Bank, we are committed to protecting our clients’ accounts and personal information.  It is also important to educate our clients on how to protect themselves from fraud.  Below are a list of resources and links to read more about how to protect yourself from the latest fraud schemes.  Please call us immediately to report fraud or identity theft on your account at 260-622-4141.  If you need to report identity theft or fraud during non-business hours please send us a secure e-mail by logging into your online banking.  If you are not registered for online banking, enroll today!

Certified Web Browsers

Because of evolving technology, many customers’ browsers are now forcing updates to the latest version using automatic downloads. The customer may not even be aware the browser has been updated. Additionally, FIS may not have advance notice of the availability of a beta version for pre-certification or the opportunity to test prior to general market availability. One exception to this is Microsoft Internet Explorer which is made available in beta prior to general release.

Once updated, many browsers cannot be set back to earlier versions if a problem occurs. Therefore, FIS will always support customers on the latest version of all identified supported browsers.

Browser Limitations

For maximum security, always use the latest browser version. Beta versions of browsers and operating systems are not recommended or supported. Additionally, if a browser or operating system is no longer supported by the vendor, it is not supported by FIS.

Certified for Online Banking - April 2014

Operating System Microsoft Internet Explorer® Apple Inc. Safari® Mozilla Firefox® Google Chrome®
Windows® 7 11.0 N/A 27.0 33.0
Windows® 8 11.0 N/A 27.0 33.0
Mac OS X 10.6.8 (Lion™) N/A 6.0 27.0 26.0
Ipad 3 N/A 6.0 N/A N/A

Certified for Bill Payment - October 2014

Operating System Microsoft Internet Explorer® Apple Inc. Safari® Mozilla Firefox® Google Chrome®
Windows® Vista SP2 9.0 N/A 31.0 - 32.0 36.0 - 37.0
Windows® 7 SP1 9.0 - 11.0 N/A 31.0 - 32.0 36.0 - 37.0
Windows® 8 / Windows® 8.1 10.0 - 11.0 N/A 31.0 - 32.0 36.0 - 37.0
Mac OS X 10.8 (Mountain Lion™) N/A 7.0.5 - 8.0 31.0 - 32.0 36.0 - 37.0
Mac OS X 10.9 (Mavericks™) N/A 7.0.3 - 7.0.4 31.0 - 32.0 36.0 - 37.0
iOS 8.0 N/A Mobile Safari

Note: Cookies and JavaScript must be enabled.

Other browsers and operating systems may be used; however, they are not supported by FIS and some features may not function properly. For maximum security, always use the latest version of a browser. Beta versions of browsers and operating systems are not recommended or supported. Additionally, if a browser or operating system is no longer supported by the vendor, it is not supported by FIS.

Mobile Devices and Tablets

For most mobile and tablet devices you will be able to complete primary tasks, but there may be a few layout issues and scroll bars do not appear in the user interface.